Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even after previous declines and considering reduced taxable income from claimed expenses. Our Stated Income mortgage is particularly useful for those with expenses impacting qualifying income, while we also accept dividend and investment income with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. For tailored options for Business For Self (BFS) borrowers, please don't hesitate to give us a call.

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