Vacation Homes

An increasing number of Canadians are choosing to invest in vacation properties for various reasons such as relaxation, wealth-building, and family moments. These properties, even if they are non-winterized or in remote locations, can be financed through accessible mortgages with low rates. Whether you are looking for a lake cottage or housing near a college, there are different mortgage options available based on the purpose of the property. Second or third homes have different lending criteria compared to primary residences, and the down payment requirements vary depending on the type of vacation or secondary home. There are also different mortgage options available based on whether the property is categorized as year-round accessible or seasonal. To incorporate down payments, innovative tools such as mortgage refinancing, HELOC, or reverse mortgage can be utilized. For complete information and a quick mortgage pre-approval process, reach out to us and take advantage of the streamlined processes and accuracy offered by Canada's innovative tools.

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